PRIVACY PROTECTION STATEMENT Panzera Insurance Agency, Inc. has the following Privacy Policy and Information Sharing Policy. Panzera Insurance Agency, Inc. is not an insurer, nor will your insurer, if any be obligated to abide by our privacy policy or opt-out notice. Your insurer is required by law to have a Privacy Policy of its own and to provide you with a copy of that policy. 1. Our Information Sharing Practices A. Categories of Information We Collect We collect nonpublic personal information about you from the following sources: · Information we received from you on an application or other forms · Information about your transactions with us, our affiliates or others · Information we obtain from a consumer reporting agency B. Categories of Information We Disclose We may disclose, as permitted by state law the following nonpublic information about our current and former customers such as: · Information we receive from you on applications or other forms, (i.e.; your name, address, assets, income and beneficiaries) · Information about transactions with us, our affiliates or others, (i.e.; your policy coverage, premiums, and payment history), and · Information we receive from a consumer reporting agency, (i.e.; payment and transaction history) but excluding the following items such as; Restricted Credit Information: creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, and mode of living. C. Categories of Entities with Whom Information is Shared We may disclose the information that we collect about our current and former customers as described above as follows: · Affiliates: We may disclose all information (except the Restricted Credit Information) we collect to our affiliates. · Parties Connected to Transaction: We may disclose all information (except the Restricted Credit Information) we collect to insurers or other organizations to the extent that is reasonably necessary to do so to obtain or service insurance products that you have requested (or may request in the future). · Joint Ventures: We may disclose all information (except the Restricted Credit Information) we collect to those companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements. · Unaffiliated Third Parties: We will not disclose any nonpublic personal information about our customers or former customers to any other unaffiliated third parties, except as required by law. 2. Information Security – We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. 3. Access and Correction – A right of access and correction exist with respect to all personal information collected by us regarding the person to whom this disclosure is addressed. A statement with respect to the types of disclosures permitted by the state law and the procedure for obtaining and correcting information may be obtained upon request. P.O. Box 570548, Tarzana, California 91357-0548 / Tel (818) 996-8005 / Fax (818) 881-1374 / License OC28288