Fill Up Your Fuel Tank Properly With These Tips

Tips to Fill Up Your Fuel Tank ProperlyWhen it comes to your vehicle, ensure you’re using the right fuel.

Taking good care of your car is important. The better care you give your car, the more efficiently it functions. Take your vehicle in for routine maintenance, get it washed regularly, and give it the right fuel. When it comes to filling up your gas tank, you’re often faced with all sorts of options. Whether you use diesel or octane fuel, check out what you need to know about fueling up your vehicle.

All About Octane:

When you visit that gas station, you have lots of options when it comes to octane. When deciding what type of octane to use, follow the owner’s manual. The octane helps to make your engine function properly. Increasing the octane when you don’t need it, doesn’t make any noticeable difference. However, using an octane that’s lower than the recommended usage can make your engine run slowly.

Putting the Wrong Fuel in the Tank: 

With so many different dials at the pump, sometimes you can’t help but put the wrong fuel in the gas tank. However, putting the wrong type of fuel in your car is dangerous. For example, putting gasoline into a diesel engine can cause severe engine damage. Have the vehicle taken to your nearest repair shop and flushed so that the wrong type of fuel doesn’t harm your engine.

Preventative Measures:

Pay attention when you’re at the pump. Often times the pumps are designed to prevent you from accidently putting the wrong gas in the tank. From gas tank structure to color differentiations, there are many safeguards to help you choose the right type of fuel to put in your tank.

When it comes to taking good care of your car, ensure that you’re using the right gas. Protect your vehicle with the right auto insurance. Panzera Insurance Agency, Inc. can help you find the right policy! We serve all your insurance needs. Contact us for more information.

Keep Your Windshield in Tip-Top Shape With These Tips!

Tips to Keep Your Windshield in Tip-Top ShapeLearn how to go about repairing your windshield.

When out on the road, your windshield is your top defense against any debris. It helps to you and your passengers well protected. While incredibly strong, your windshield isn’t indestructible. Your windshield takes a beating, and every so often your windshield cracks. While a tiny crack may not seem like a big deal, it can quickly turn into a huge problem. Find out what you need to know about how to handle a damaged windshield.

How Serious is the Damage?

Any time that your windshield is damaged, it’s important that you have it repaired. However, the extent of the damage is the determining factor in whether or not you need to repair or replace your windshield. A tiny crack or chip that can be filled in should be repaired as soon as possible. Even a little bump can turn a small chip into a major crack. Large cracks require you to replace your windshield entirely. Not replacing your windshield is a serious safety hazard when it comes to driving out on the road.

How Does My Insurance Play a Role?

When it comes to your damaged windshield, you may have questions as to how your insurance plays a role in fixing the damage. More often than not, your insurance doesn’t give you the coverage that you need to replace your windshield. However, it doesn’t hurt to ask. In some cases, you can add on supplements to your auto insurance policy to help you cover fixes like windshield replacements.

Find out what you need to know about fixing your car’s windshield. Keep your car as safe as can be with the right auto insurance. Panzera Insurance Agency, Inc. can help you find the right policy! We serve all your insurance needs. Contact us for more information.

Learn How to Switch Your Auto Insurance Policy

How to Switch Your Auto Insurance PolicyFind out what you need to do when it comes to switching your auto insurance policy.

Driving is dangerous. You need the right auto insurance to keep you safe on the road. However, sometimes, you want to change your auto insurance policy. Switching your auto insurance policy can help to give you the coverage that you need. But, it’s important to go about the process properly. Check out what you need to know about how to switch your auto insurance policy so that you can drive safely.

Compare & Contrast.

Before you make the switch, you need to know what’s out there. You need to do thorough research to make sure that you’re getting the policy that you want. Choose at least three policies with comparable coverage to compare. Look at their similarities and their differences. Choose the policy that best fits your needs and your lifestyle so that you have the appropriate coverage.

Do Your Homework.

Every insurance provider has different methods to assist you in changing your auto insurance policy. Whether you just want to change the type of policy you have or you want to switch to a different provider altogether, don’t forget to talk to your current provider first. They may have a particular policy that requires you to submit paperwork or pay a cancellation fee.  Ensure that you understand the entire process before you decide to make the change. Once you’ve chosen your new policy and are ready to switch, follow up with your provider to ensure that your coverage transferred seamlessly.

Know what you need to do when it comes to switching your auto insurance. Ensure that you get the coverage that you need. Panzera Insurance Agency, Inc. can help you find the right policy! We serve all your insurance needs. Contact us for more information.

Be Ready for Fall Driving! Check Out These Tips to Keep You Safe on the Road

Fall Driving Tips to Keep You Safe on the RoadFind out what you need to know about safe fall driving.

Driving at any time of year is dangerous. However, each season brings its own set of dangers. This fall, be prepared for all the seasonal driving hazards; check out what you need to know about these fall driving hazards so that you can stay safe on the road.

Rainy Weather.

Wet weather increases your risk for an accident, especially in an area where it doesn’t rain often. Motor oil residue combined with the rain makes roads extra slick. Use extreme caution and drive slowly. Don’t forget that it takes your car longer to stop in the rain. Remember to leave plenty of room between your vehicle and the car in front of you, so that you can avoid an accident.

School Traffic.

The new school year has begun! But, with the kids in school, it’s important to anticipate school traffic. Remember to leave early so that you don’t have to rush in school traffic. Plus, be on the lookout for children. Kids may dash across the street, so it’s important to be able to stop on a dime.

Road Glare.

As daylight savings time comes to an end, it’s important to be wary of glare. While it may seem harmless, glare can be blinding and can lead to some serious roadside dangers. Go slow when you’re faced with the glare so that you’re better able to stay in control of your vehicle. That way you can avoid an accident.

When it comes to your vehicle, it’s important to stay protected through fall and the rest of the seasons. Invest in the right auto insurance so that you can stay protected on the road. Panzera Insurance Agency, Inc. can help you find the right policy! We serve all your insurance needs. Contact us for more information.

Find Out How to Deal With a Popped Tire While Out on the Road

How to Deal With a Popped Tire While Out on the RoadLearn how to deal with a popped tire while you’re out and about.

Driving is a dangerous business. You’re at constant risk of an accident. Should your tire pop while you’re on the road, it’s important to know exactly what to do. Read up on this guide to roadside preparedness so that you’re best able to handle a popped tire. Check out what you need to know.

Maintain Composure.

It’s easy to panic when your tire pops on the road. There’s a sudden loud noise followed by a sudden jerk of your vehicle in the direction of the busted tire. However, in order to take action and safely get off the road, you need to remain calm. Do your best to relax so that you can get to safety.

Hesitate Before You Brake.  

When you have a popped tire, braking will only make the situation worse. It can cause the car to spin out or roll, making your situation even more dangerous than it already is. Rather than braking, keep your foot on the gas pedal until your car has stabilized. Then you can gradually ease up off the gas until your car slows down.

Pull Over & Call for Help.  

When you regain control of the car, do your best to pull over as soon as possible. Turn on your hazard lights, and ensure that you’re visible and wary of oncoming traffic. Change your tire yourself, but ensure that you have another person around to spot you. If you’re by yourself, call for roadside assistance.

Get the right auto insurance coverage so that you can keep your car safe on the road. Panzera Insurance Agency, Inc. can help you find the right policy! We serve all your insurance needs. Contact us for more information.

Be Prepared for Auto Repairs and Learn Which Tools Every Car Owner Should Have

Tools Every Car Owner Should HaveCheck out these tools that every car owner should have.

Car ownership comes with its fair share of responsibility. You have to keep your car well maintained so that you stay safe on the road. While a visit to the mechanic is necessary every so often, there are a few tools that every car owner should have. Check out which tools you need on hand so that you can tend to your automobile.

Jack & Jack Stands.

Whether you need to change a tire or simply look under your car, a quality jack can help you get under your car so that you can make the appropriate fixes. Invest in a jack so that you can get yourself out of a bind. However, use caution when using a car jack. Ensure that you use a high-quality jack as they tend to be a bit sturdier.

Wrenches.

A good set of wrenches and a quality lug wrench can make all the difference when working on your car. From tight engine spaces to changing a tire, a good wrench set is a necessity. Choose the right wrenches so that you have them on hand in a vehicular emergency.

Inspection Light.

Depending on where you’re fixing your car, light may be a little sparse. However, it’s necessary to see what you’re doing under the hood. Keep an inspection light handy so that you can see what you’re doing. Keep one with your tools in your trunk so that you can rest easy knowing that you have the tools that you need to fix your car in a bind.

Keep your car in the best condition possible with regular maintenance. For added safety on the road, pick the best auto insurance policy possible. Panzera Insurance Agency, Inc. can help you find the right policy! We serve all your insurance needs. Contact us for more information.

Know How A Traffic Ticket Affects Your Auto Insurance Premium

How A Traffic Ticket Affects Your Auto Insurance PremiumLearn how a ticket affects your auto insurance rates.

It’s human to err. From a speeding ticket to a parking ticket, every so often we slip, and let our perfect driving fall to the wayside. However, a traffic ticket can wind up being a bigger mistake than you think. Even a tiny infraction can increase your auto insurance premium significantly. Certain infractions are costlier than others, find out how a driving ticket can affect your insurance rates.

Minor Infractions.

Any traffic ticket will affect your auto insurance. However, some traffic tickets aren’t as bad as others. For smaller issues like forgetting to wear your seatbelt or a broken taillight, your ticket won’t significantly increase your premiums, but they will go up a bit. On average, a premium can increase by five percent for not wearing a seatbelt.

Moderate Violations.

As the offense becomes more serious, your premium increases. Tickets given for reckless driving carry a bit more weight when it comes to increasing your insurance. Things like speeding, are not taken lightly because it significantly increases your risk of getting into an accident. Depending on how fast you were going, a speeding ticket can increase your premium by almost 30 percent.

Serious Offenses.

When it comes to driving, nothing is taken more seriously than driving while under the influence. Alcohol and driving don’t mix. In fact, doing so can be deadly not only to yourself, but to innocent drivers on the road as well. A ticket for a DUI is just as serious when it comes to your auto insurance. After receiving such a ticket, expect to see a hefty increase in your premiums. On average, your policy can go up by as much as 334 percent.

Avoid traffic tickets, and drive safely. Abide by all the traffic laws, and invest in the right auto insurance. Panzera Insurance Agency, Inc. can help you find the right policy! We serve all your insurance needs, so contact us for more information.